Earn up to 2.00% APY
Take your savings higher

Certificates and IRAs

Earn a higher rate with term savings

Earn more on your deposits. A Savings Certificate (what banks call a CD) lets you earn higher rates by depositing your funds for a fixed term. The longer the term, the more you can earn.

  • Earn a fixed interest rate for the term of your certificate
  • Terms from three months to five years
  • $1,000 minimum to open
  • Jumbo Certificates (over $100,000) earn a higher rate
Certificates are also the most popular option for an Individual Retirement Account (IRA). Ask us for more information about IRAs and other IRA options.


Earn more on your deposits with a Saving Certificate.    View Rates

APY=Annual Percentage Yield. APY shown is for a 60-month Jumbo Certificate.
Penalty for early withdrawal. Fees may reduce earnings on the account.