Prepare for Your Child's Financial Milestones

Teaching children the value of money and building healthy financial habits is key to put them on the path to success. Financial Partners is here to support you with financial education, special accounts, and tools for parental oversight.

First Step Savings

Make the habit of saving even easier with a First Step Savings account designed for budding savers with a rate of 5.00% Annual Percentage Yield (APY). Kids can deposit their allowance and gifts, plus family members with a linked Financial Partners account can contribute to their savings account at any time!

College Savings Plan 

Saving for your child's higher education can start now. With options ranging from insured products like certificates to market based investments, know their future is bright with the small steps made today. Learn more in our article Smart College Planning: Avoid these 3 Common Mistakes. Call or stop by a branch to discuss the best college savings options for your family. 


Set your child up for success 

EZ Card

  • Ideal for ages 12-16
  • No overdraft fees — ever!
  • The perfect reloadable debit card for depositing allowance and gift money
  • Parental oversight and alerts all within the FPCU mobile app!

Free Checking

  • Ideal for ages 17+
  • Fee-free account with no minimum and no monthly charges!
  • Free cell phone insurance*
  • Includes access to Zelle® money-transfer system

Free financial content

If you're not sure where to begin talking to your kids about finances, Financial Partners is here to help. We've partnered with financial education experts at EverFi to support parents, students, and teachers alike about the fundamentals of money management that speaks to kids and gives parents peace of mind.

Take Ownership of Your Finances

What does it mean to become financially independent and what are the steps to get there? Each choice you make with your finances will stay with you for years to come. Count on FPCU to empower your unique financial journey.

Instant access to your money

From coffee runs to cell phone bills, choose an account that can keep up with you. Our accounts are more than a place to keep money and make purchases. You can also earn APEX Rewards Points, get free cell phone insurance* and say goodbye to monthly fees!

Take the credit you deserve

Our credit cards are designed to help you pay for what you need, and reward you in the process with points that get you cash back and gift cards. From credit cards that rack up points to credit cards backed by savings — the choice is yours! 

Oh, the places you'll go

FPCU has options to take your education journey wherever you want it to go. We want to empower your student loan experienceKnowing your options and taking a loan through a credit union rather than a traditional big bank can mean lower interest rates and more money in your pocket.


First Step Savings: 5.00% rate applies to account balance $1,000 and below. For balances above $1,000 the standard account rate applies.Rates are subject to change without notice.

529 Plan: Investment and insurance products and services are offered through Osaic Institutions, Inc.. Member FINRA/SIPC. Financial Partners Wealth Management is a trade name of Financial Partners Credit Union. Osaic Institutions and Financial Partners are not affiliated. Products and services made available through Osaic Institutions are not insured by the NCUA or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by and credit union affiliate. These products are subject to investment risk, including the possible loss of value.

*Free cell phone insurance when you pay your monthly cell phone bill with your Financial Partners debit card. 

APEX Member Rewards: 250 APEX Points per month when you complete 15 or more debit card signature transactions totaling a minimum of $1,000. For complete details on the terms and conditions, please refer to the APEX Rewards Terms and Conditions.