Everyday Banking, Made Smarter

Checking Accounts

  • Access to 30,000 surcharge-free ATMs
  • Access to Digital Banking
  • Earn APEX Points*
Premier Checking

Bank Smarter

Free Checking

Simply free checking.

EZ Card

Perfect for students

Premier Money Market Checking

Check access and higher dividends.

Choose 2 at a time to compare

Earn dividends and access other premium features

Simply free checking with no monthly fee

A 'checkless' checking account that's nearly impossible to overdraw

The ideal blend of growth and easy access

Monthly Fee


Fee waived with

eStatements plus one of the following:

Monthly Direct Deposit of at least $800,

or Monthly average daily balance of $1,500



Fee waived with

Deposit of at least $100,

or 10 debit card transactions per month

No monthly fee unless balance is below $2,500

Paper Statement Fee





Earns Interest

0% APY* on every dollar





30,000+ surcharge-free

30,000+ surcharge-free

30,000+ surcharge-free

ATMs 30,000+ surcharge-free

Non-FPCU ATM Transactions





Additional Features
  • Overdraft from Savings
  • Overdraft Privilege
  • Unlimited Co-Op Shared ATM transactions
  • Free Financial Partners branded checks
  • Free international ATM transactions
  • Incoming Wire Fee waived
  • Overdraft from Savings
  • Overdraft Privilege
  • Transactions limited to the account balance, so NO Overdraft Fees, NO Non-Sufficient Funds (NSF) Fees
  • Easy to manage your money without worrying about overdraft fees

Earn a higher rate, Up to six checks or other withdrawals per month, $2,500 minimum balance

Rewards aren't just for credit cards anymore.

Earn 250 APEX Points* per month.