Everyday Banking, Made Smarter

Checking Accounts

  • Access to 30,000 surcharge-free ATMs
  • Access to Digital Banking
  • Earn APEX Points
Premier Checking

Bank Smarter

Free Checking

Simply free checking.

Money Market Checking

Check access and higher dividends.

Young Adult Checking Accounts

Better banking at any age

Choose 2 at a time to compare

Access to premium features.

Simply free checking with no monthly fee

Easy access and earn a higher dividend rate

Monthly Fee


Fee waived with eStatements plus one of the following

  • Monthly Direct Deposit of at least $800
  • Monthly average daily balance of $1,500


No monthly fee unless balance is below $2,500

Paper Statement Fee




Earn Dividends

0% APY on every dollar




30,000+ surcharge-free

30,000+ surcharge-free

30,000+ surcharge-free

Non-FPCU ATM Transactions




Additional Features
  • Free overdraft transfer 
  • Overdraft from Savings
  • Overdraft Privilege
  • Unlimited Co-Op Shared ATM transactions
  • Free Financial Partners branded checks
  • Free international ATM transactions
  • Incoming Wire Fee waived
  • Unlimited CO-OP ATM transactions 
  • Overdraft from Savings
  • Overdraft Privilege

Earn a higher tiered rate with a $2,500 minimum balance.