APR=Annual Percentage Rate. Payment sample: $13,000 auto loan with 36 month term at 1.74% APR, resulting in 36 monthly payments of $370.90. Rates shown include 0.25% discount for automatic payment from an FPCU checking or savings account. Rates shown are for highly qualified borrowers; rate received may be different based on credit history. Loans subject to borrower qualification; not all applicants may be approved. Fees and charges may apply. Rates as of 1/19/2018 and are subject to change without notice. Conditions, restrictions, and terms may apply.