Visa Savings Secured

Need to build your credit? Here's your foundation.

A good credit rating is essential for getting the loans you may need to accomplish life goals: buying a car, buying a home, and more. Start on the path to building (or re-building) your credit with the Visa Savings Secured card.  

Unlike regular credit cards, a Savings Secured card is backed by money you have on deposit at the Credit Union. You determine the card limit you need, and we hold onto the corresponding amount while you use the card. Because the card is backed by your funds, you can’t spend money you don’t have! At the same time, by using the card and consistently making payments, you can demonstrate responsible financial behavior and build your credit rating.

Benefits of the Visa Savings Secured Card

• Limit based on your secure savings

• Works like any other Visa card

• Includes Visa benefits such as cell phone protection and extended warranty, and more!