Bank Smarter.

^{*APY=Annual Percentage Yield. Penalty for early withdrawal/early closure. Fees could reduce earnings on the account. Rates subject to change at any time. Minimum deposit is $1,000. New money required, source of funds deposited into certificate may not be from an existing Financial Partners Credit Union. Rate quoted as of April 26, 2024. Offer is subject to change, be revoked, or end at any time. Financial Partners Credit Union membership required.}

^{**APR=Annual Percentage Rate. 0.00% APR valid on purchases and balance transfers for qualifying members. Promotional rates apply to first twelve (12) billing periods on new credit card accounts; balance transfers must be completed within 90 days of card account opening. After promotion, Regular APR of 14.49% - 32.24% will apply. Offers apply to Platinum and Platinum Rewards credit card types (except Savings/Share Secured). Subject to credit approval. Rates are variable and may change. Balance transfer fee of 3% or $10 (whichever is greater) applies. Balance transfers not available for current Financial Partners credit card or loan balances.}

^{***APR=Annual Percentage Rate. Based on owner-occupied, California primary residences or second home only. Homeowner’s Insurance is required. HELOC: A Home Equity Line of Credit is secured by your home. Fixed Intro Rate as low as 5.99% APR valid for 6 months; after which will change to the regular rate (currently as low as 8.50% to a maximum APR of 18.00%). Regular rate after intro rate is variable. Loan subject to borrower and property qualifications, not all applicants may be approved. Rates and terms as of April 26, 2024 and are subject to change without notice. Not all borrowers will qualify for these rates. Conditions, restrictions, and terms may apply.}

^{****5.00% APY APY rate applies to account balance $1,000 and below. 1% APY applied to balances above $1,000. Rates are subject to change without notice.}