Borrow Smarter

Open a HELOC account with a low rate, and earn points!* 

  • Finance large projects 
  • Consolidate high-rate debt 
  • Pay for life's big moments-- weddings, graduations, and more!
Home Equity Line of Credit

Rates starting at 5.99% APR** 

Apply Now

Cover large expenses, or just fund your big dreams.

When it comes to paying for life's important projects or possessions, a Home Equity Line of Credit (HELOC) from Financial Partners delivers on-demand. Borrow against the equity built up in your home and then access the money as you need it. A HELOC is a flexible source of cash that's ideal for home remodeling, college tuition, a dream wedding, and other major purchases. 

Benefits of a HELOC

  • Get a fixed rate as low as 5.99% APR** for 6 months
  • 10 year draw period to access your line, 25 year term
  • Borrow up to 80% of your home's value
  • Interest may offer tax advantages***
  • Finance large projects
  • Easy access credit line
  • Access money by check, online, or via mobile
  • Available for owner-occupied, California-based primary residences, vacation, or second homes

Plus, when you get and draw on your home equity line of credit, you could earn up to 2,500* APEX Rewards Points

Do more, get more

Earn 2,500 APEX Rewards Points*

Financial resources and education to support your journey.

*Earn one point for every one (1) dollar advanced in the first 90 days after loan opening, up to 2,500 APEX Rewards Points maximum per loan. For complete details on the terms and conditions, please refer to the APEX Rewards Terms and Conditions.

**APR = Annual Percentage Rate.  A Home Equity Line of Credit is secured by your home. Fixed Intro Rate as low as 5.99% APR valid for 6 months; after which will change to the regular rate (currently as low as 7.50% to a maximum APR of 18.00%). “Regular” rate after intro rate is variable. Loan subject to borrower and property qualifications, not all applicants may be approved. Based on owner-occupied, California primary residences or second home only.

***Please consult your tax advisor regarding the tax-deductibility of interest on a home equity line of credit.

In the event the borrower requests a separate appraisal, and we agree; the borrower will be responsible for any fees.

Home Owner’s Insurance is required.

Fees, conditions, restrictions, terms, and charges may apply. Rates are subject to change without notice.

Financial Partners Credit Union membership required.

NMLS #401427