Mortgage Loan Rates

Find the perfect loan for your perfect home


Rates shown as of 8/4/2020. All rates and points quoted are subject to change at any time without notice.

The rates shown below are for Arizona, California, Colorado, Michigan & Nevada. If you are located in a different state, check for other rates.

Our Mortgage Loan Consultants are here to help you get started with your home loan. Give them a call at 877.404.3728 . If you're ready to apply, complete our online loan application.




Fixed-Rate Mortgage Programs

Conforming Fixed-Rate Programs - Loans up to $510,400

 

Loan Program Rate Points APR # of
monthly payments
Monthly Payment Amount
30-Year Fixed Conforming 2.625% -0.125% 2.810% 360 $1,405.78
2.750% -0.375% 2.917% 360 $1,428.84
2.875% -0.875% 3.004% 360 $1,452.12
20-Year Fixed Conforming 2.750% -0.375% 2.988% 240 $1,897.58
2.875% -0.875% 3.059% 240 $1,919.26
3.000% -1.125% 3.157% 240 $1,941.09
15-Year Fixed Conforming 2.625% -0.875% 2.859% 180 $2,354.41
2.750% -1.000% 2.968% 180 $2,375.18
2.875% -1.250% 3.059% 180 $2,396.05
10-Year Fixed Conforming 2.625% -0.875% 2.967% 120 $3,319.38
2.750% -1.250% 3.015% 120 $3,339.39
2.875% -1.375% 3.116% 120 $3,359.47
APR shown based on a loan amount of $350,000. Program shown for single family homes only. For point quotes preceded by a minus sign (-), a credit of the indicated percentage will be applied toward closing costs.

High-Balance Fixed Rate Loans - Amounts from $510,401 - $765,600

 

Loan Program Rate Points APR # of
monthly payments
Monthly Payment Amount
30-Year High-Balance Fixed 2.750% 0.250% 2.930% 360 $2,245.33
2.875% -0.250% 3.017% 360 $2,281.91
3.000% -0.625% 3.114% 360 $2,318.82
15-Year High-Balance Fixed 2.625% -0.250% 2.882% 180 $3,699.79
2.750% -0.500% 2.973% 180 $3,732.42
2.875% -0.625% 3.082% 180 $3,765.22
APR based on a loan amount of $550,000. Program shown for single family homes only. For point quotes preceded by a minus sign (-), a credit of the indicated percentage will be applied toward closing costs.

Jumbo Fixed Rate Loans - Amounts to $4,000,000

 

Loan Program Rate Points APR # of
monthly payments
Monthly Payment Amount
30-Year Jumbo Fixed 3.125% -0.250% 3.266% 360 $3,641.19
3.250% -0.625% 3.363% 360 $3,699.25
3.375% -0.750% 3.479% 360 $3,757.82
15-Year Jumbo Fixed 2.875% -0.250% 3.129% 180 $5,818.98
3.000% -0.500% 3.219% 180 $5,869.94
3.125% -0.625% 3.328% 180 $5,921.18
APR shown based on a loan amount of $850,000. Program shown for single family homes only. For point quotes preceded by a minus sign (-), a credit of the indicated percentage will be applied toward closing costs.


Adjustable Rate Mortgage Programs

Adjustable Rate Programs Loan Amounts to $484,350

 

Loan Program Rate Points APR # of
monthly payments
Monthly Payment Amount
5/1 Adjustable Rate Loan 3.000% 0.000% 3.036% 360 $1,475.61
3.125% -0.250% 3.125% 360 $1,499.31
3.250% -0.500% 3.250% 360 $1,523.22
7/1 Adjustable Rate Loan 3.250% 0.000% 3.250% 360 $1,523.22
3.375% -0.250% 3.375% 360 $1,547.34
3.500% -0.625% 3.500% 360 $1,571.66
5/5 Adjustable Rate Loan 3.000% 0.375% 3.000% 360 $1,475.61
3.125% 0.000% 3.125% 360 $1,499.31
3.250% -0.250% 3.250% 360 $1,523.22
10/1 Adjustable Rate Loan 3.625% 0.000% 3.625% 360 $1,596.18
3.750% -0.250% 3.750% 360 $1,620.90
3.875% -0.625% 3.875% 360 $1,645.83
APR based on a loan amount of $350,000. Program shown for single-family homes only. For point quotes preceded by a minus sign (-), a credit of the indicated percentage will be applied toward closing costs.




Jumbo Adjustable Rate Programs Loan Amounts to $4,000,000

 

Loan Program Rate Points APR # of
monthly payments
Monthly Payment Amount
5/1 Jumbo Adjustable 3.250% 0.000% 3.250% 360 $3,699.25
3.375% -0.250% 3.375% 360 $3,757.82
3.250% -0.500% 3.500% 360 $3,816.88
7/1 Jumbo Adjustable 3.500% 0.000% 3.500% 360 $3,816.88
3.625% -0.250% 3.625% 360 $3,876.44
3.500% -0.625% 3.750% 360 $3,936.48
5/5 Jumbo Adjustable 3.375% 0.000% 3.375% 360 $3,757.82
3.500% -0.250% 3.500% 360 $3,816.88
3.625% -0.500% 3.625% 360 $3,876.44
10/1 Jumbo Adjustable 3.875% 0.039% 3.875% 360 $3,997.02
4.000% 0.040% 4.000% 360 $4,058.03
4.125% 0.041% 4.125% 360 $4,119.52
APR shown based on a loan amount of $850,000. Program shown for single family homes only. For point quotes preceded by a minus sign (-), a credit of the indicated percentage will be applied toward closing costs.

Loan Program Rate Points APR # of
monthly payments
Monthly Payment Amount
Special Offer - 5/5 No Cost Jumbo Adjustable Rate Loan 3.625% 0.000% 3.875% 360 $3,876.44
APR based on a loan amount of $850,000. Program shown for single-family homes only. For point quotes preceded by a minus sign (-), a credit of the indicated percentage will be applied toward closing costs.