APR=Annual Percentage Rate. 30-year fixed-rate loan payment example: 3.000% interest rate with 0.375 points, 3.031% APR, loan amount of $350,000 = payments for months 1-359 would be $1,475.61 with one final payment of $1,477.89. Example based on an owner-occupied, single-family residence purchase, in California. Additional terms at this rate based on a 60% Loan-to-Value ratio and 740 representative credit score. Loans subject to borrower and property qualifications. Refinance pricing is subject to an adjustment based on transaction characteristics. All refinance applications will have an additional .50 fee in conjunction with FPCU’s standard Refinance Pricing adjustments. Not all applicants will be approved. Rate quoted as of 09.17.2020, and are subject to change daily, at any time, and without notice.
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