Mortgage Loan Rates

Find the perfect loan for your perfect home


Rates shown as of 3/25/2019. All rates and points quoted are subject to change at any time without notice.

The rates shown below are for California, Colorado, & Michigan. If you are located in a different state, check for other rates.

Our Mortgage Loan Consultants are here to help you get started with your home loan. Give them a call at 877.404.3728 . If you're ready to apply, complete our online loan application.




Fixed-Rate Mortgage Programs

Conforming Fixed-Rate Programs - Loans up to $484,350

 

Loan Program Rate Points APR # of
monthly payments
Monthly Payment Amount
30-Year Fixed Conforming 4.000% 0.250% 4.052% 360 $2,312.36
4.125% -0.250% 4.135% 360 $2,347.40
4.250% -0.500% 4.239% 360 $2,382.71
20-Year Fixed Conforming 3.875% 0.250% 3.947% 240 $2,903.26
4.000% 0.000% 4.043% 240 $2,935.07
4.125% -0.500% 4.111% 240 $2,967.07
15-Year Fixed Conforming 3.500% 0.375% 3.610% 180 $3,462.53
3.625% 0.000% 3.681% 180 $3,492.34
3.750% -0.250% 3.768% 180 $3,522.30
10-Year Fixed Conforming 3.500% 0.250% 3.634% 120 $4,789.54
3.625% -0.250% 3.652% 120 $4,817.95
3.750% -0.750% 3.672% 120 $4,846.47
APR shown based on a loan amount of $453,100. Program shown for single family homes only. For point quotes preceded by a minus sign (-), a credit of the indicated percentage will be applied toward closing costs.

High-Balance Fixed Rate Loans - Amounts from $484,351 - $726,525

 

Loan Program Rate Points APR # of
monthly payments
Monthly Payment Amount
30-Year High-Balance Fixed 4.000% 0.250% 4.052% 360 $3,468.54
4.125% -0.250% 4.135% 360 $3,521.10
4.250% -0.500% 4.239% 360 $3,574.07
15-Year High-Balance Fixed 3.500% 0.375% 3.610% 180 $5,193.80
3.625% 0.000% 3.681% 180 $5,238.51
3.750% -0.125% 3.788% 180 $5,283.45
APR based on a loan amount of $726,525. Program shown for single family homes only. For point quotes preceded by a minus sign (-), a credit of the indicated percentage will be applied toward closing costs.

Jumbo Fixed Rate Loans - Amounts to $4,000,000

 

Loan Program Rate Points APR # of
monthly payments
Monthly Payment Amount
30-Year Jumbo Fixed 4.000% 0.250% 4.045% 360 $3,341.91
4.125% -0.250% 4.129% 360 $3,392.55
4.250% -0.500% 4.233% 360 $3,443.58
15-Year Jumbo Fixed 3.500% 0.375% 4.082% 180 $5,004.18
3.625% 0.000% 4.133% 180 $5,047.26
3.750% -0.125% 4.220% 180 $5,090.56
APR shown based on a loan amount of $700,000. Program shown for single family homes only. For point quotes preceded by a minus sign (-), a credit of the indicated percentage will be applied toward closing costs.


Adjustable Rate Mortgage Programs

Adjustable Rate Programs Loan Amounts to $484,350

 

Loan Program Rate Points APR # of
monthly payments
Monthly Payment Amount
5/1 Adjustable Rate Loan 2.750% 0.250% 4.209% 360 $1,977.32
2.875% 0.000% 4.239% 360 $2,009.53
3.000% -0.375% 4.260% 360 $2,042.04
7/1 Adjustable Rate Loan 3.125% 0.375% 4.154% 360 $2,074.84
3.250% 0.000% 4.182% 360 $2,107.92
3.375% -0.375% 4.209% 360 $2,141.29
5/5 Adjustable Rate Loan 3.000% 0.000% 4.212% 360 $2,042.04
3.125% -0.375% 4.225% 360 $2,074.84
3.250% -0.625% 4.249% 360 $2,107.92
10/1 Adjustable Rate Loan 3.375% 0.375% 4.035% 360 $2,141.29
3.500% 0.000% 4.081% 360 $2,174.95
3.625% -0.375% 4.126% 360 $2,208.88
APR based on a loan amount of $453,100. Program shown for single-family homes only. For point quotes preceded by a minus sign (-), a credit of the indicated percentage will be applied toward closing costs.

Jumbo Adjustable Rate Programs Loan Amounts to $4,000,000

 

Loan Program Rate Points APR # of
monthly payments
Monthly Payment Amount
5/1 Jumbo Adjustable 2.750% 0.250% 4.205% 360 $2,857.69
2.875% 0.000% 4.235% 360 $2,904.25
3.000% -0.375% 4.256% 360 $2,951.23
7/1 Jumbo Adjustable 3.125% 0.375% 4.151% 360 $2,998.63
3.250% 0.000% 4.178% 360 $3,046.44
3.375% -0.375% 4.205% 360 $3,094.67
5/5 Jumbo Adjustable 3.000% 0.000% 4.208% 360 $2,951.23
3.125% -0.375% 4.222% 360 $2,998.63
3.250% -0.625% 4.245% 360 $3,046.44
10/1 Jumbo Adjustable 3.375% 0.375% 4.035% 360 $3,094.67
3.500% 0.000% 4.081% 360 $3,143.31
3.625% -0.375% 4.126% 360 $3,192.36
APR shown based on a loan amount of $700,000. Program shown for single family homes only. For point quotes preceded by a minus sign (-), a credit of the indicated percentage will be applied toward closing costs.