Mortgage Loan Rates

Find the perfect loan for your perfect home


Rates shown as of 7/18/2019. All rates and points quoted are subject to change at any time without notice.

The rates shown below are for California, Colorado, & Michigan. If you are located in a different state, check for other rates.

Our Mortgage Loan Consultants are here to help you get started with your home loan. Give them a call at 877.404.3728 . If you're ready to apply, complete our online loan application.




Fixed-Rate Mortgage Programs

Conforming Fixed-Rate Programs - Loans up to $484,350

 

Loan Program Rate Points APR # of
monthly payments
Monthly Payment Amount
30-Year Fixed Conforming 3.250% 1.000% 3.492% 360 $1,523.22
3.375% 0.375% 3.567% 360 $1,547.34
3.500% 0.000% 3.663% 360 $1,571.66
20-Year Fixed Conforming 3.125% 1.500% 3.749% 240 $1,963.07
3.250% 0.750% 3.561% 240 $1,985.19
3.375% -0.125% 3.588% 240 $2,007.45
15-Year Fixed Conforming 3.000% -0.125% 3.267% 180 $2,417.04
3.125% -0.750% 3.302% 180 $2,438.13
3.250% -0.875% 3.411% 180 $2,459.34
10-Year Fixed Conforming 3.125% -0.875% 3.357% 120 $3,399.86
3.250% -1.000% 3.458% 120 $3,420.17
3.375% -1.250% 3.532% 120 $3,440.55
APR shown based on a loan amount of $350,000. Program shown for single family homes only. For point quotes preceded by a minus sign (-), a credit of the indicated percentage will be applied toward closing costs.

High-Balance Fixed Rate Loans - Amounts from $484,351 - $726,525

 

Loan Program Rate Points APR # of
monthly payments
Monthly Payment Amount
30-Year High-Balance Fixed 3.500% 0.625% 3.664% 360 $2,469.75
3.625% 0.250% 3.759% 360 $2,508.28
3.750% -0.375% 3.834% 360 $2,547.14
15-Year High-Balance Fixed 3.125% -0.125% 3.303% 180 $3,831.35
3.250% -0.375% 3.393% 180 $3,864.68
3.375% -0.750% 3.465% 180 $3,898.18
APR based on a loan amount of $550,000. Program shown for single family homes only. For point quotes preceded by a minus sign (-), a credit of the indicated percentage will be applied toward closing costs.

Jumbo Fixed Rate Loans - Amounts to $4,000,000

 

Loan Program Rate Points APR # of
monthly payments
Monthly Payment Amount
30-Year Jumbo Fixed 3.875% -0.875% 3.975% 360 $3,997.02
4.000% -1.125% 4.081% 360 $4,058.03
4.125% -1.375% 4.186% 360 $4,119.52
15-Year Jumbo Fixed 3.375% -0.750% 3.564% 180 $6,024.46
3.500% -1.000% 3.654% 180 $6,076.50
3.625% -1.250% 3.744% 180 $6,128.81
APR shown based on a loan amount of $850,000. Program shown for single family homes only. For point quotes preceded by a minus sign (-), a credit of the indicated percentage will be applied toward closing costs.


Adjustable Rate Mortgage Programs