It Can Pay to Be Prepared

Take loan and vehicle protection to the next level


Protect you and your loan against unforeseen problems

Protect your vehicle and your credit rating. Loan Protection and GAP coverages help protect against unforeseen circumstances that might affect your ability to pay back a loan. Mechanical Breakdown Insurance provides extra coverage for your vehicle.

GAP Insurance

Regular auto insurance only covers what your car is worth, not what you owe on your loan. If your car is totaled, GAP insurance can make up the difference.

  • Covers the "gap" between what you owe on a car and what it's worth if your car is totaled in a covered loss
  • Includes protection for accidents and theft
  • Also covers your insurance deductible

Mechanical Breakdown Insurance

Mechanical Breakdown Insurance, or MBI, is similar to an extended warranty you might get at a dealer, except it's usually less expensive and covers more.

  • Includes all parts and systems, not just the specific list of items covered by most dealer warranties
  • You choose where you'd like your car to be repaired
  • Very affordable; pay monthly instead of a large up-front premium

Loan Protection

When faced with a sudden loss in income, Loan Protection program ensures your loan will continue to be paid over the term of the coverage.

  • Pay for the protection by adding a small amount to your monthly loan payment
  • Simple eligibility requirements
  • Available for vehicle, credit card, and personal loans


For more information about any of these coverages, call us at 800.950.7328.


Enjoy greater peace-of-mind...ask about these coverages the next time you apply for an FPCU loan

Loan Interruption Insurance (Partner Payment Protection) is a voluntary debt cancellation product offered by Financial Partners Credit Union and CUNA Mutual Group. Not all applicants may qualify. This insurance is not a deposit and is not insured or guaranteed by Financial Partners Credit Union. Subject to change without notice. Conditions, restrictions, and terms may apply.