*Open at any FPCU location or online. The referring member's unique referral code must be entered at time of application. FPCU is not required to pay the promotional incentive for accounts opened without the appropriate referral code. Referring member must be 18 years or older and an FPCU member with an active savings account, checking account and/or loan. Referred member must be 18 years or older, may not be an existing member, must be within FPCU's field of membership and be eligible to open and maintain membership. Not all applicants will qualify. New members who are rejoining but have had a membership relationship with FPCU in the last twelve (12) months do not qualify. Accounts must remain open for 90 days. Joint account holders are not eligible to refer. FPCU employees and volunteers are ineligible to refer. Business and Fiduciary accounts are not eligible to refer and/or receive promotional incentive. New referred member and referring member will receive the $100 promotional incentive to the checking account within 90 days of opening qualifying accounts and meeting the account requirements provided all accounts are in good standing. $100 promotional incentive will be reported as interest income to the IRS on Form 1099-INT at year-end. Other terms, limitations, and conditions may apply. Check with FPCU for current Annual Percentage Yield (APY) of accounts. This incentive may be combined with the Tier 1 SEG offer. FPCU reserves the right to terminate this offer at any time.
To meet the utilization requirements, you must open and maintain active FPCU Savings account and checking account. You must deposit a minimum of $500 or more and conduct a minimum of three (3) purchases with your FPCU Debit card and a minimum of two (2) of the following checking transactions: Mobile Deposit, ACH debit or credit, check, electronic check, or bill payment within 45 days of opening account.