Lay the groundwork today for a more rewarding future
If your credit score is low, or even nonexistent, it's difficult to qualify for a loan with a good rate. Turn to our Credit Builder Loan to establish yourself as a responsible borrower. As your credit score improves, your opportunities increase.
Keep this in mind:
The amount you borrow remains in your savings account until you pay off the loan in full. Once you do, the funds are yours! But it all starts with establishing a pattern of on-time monthly payments. It's the perfect solution for young borrowers and those who need a fresh start.
- Choose your loan amount - $600 or $1,200
- Enjoy a low, fixed-rate of 3.10% APR*
- Make on-time monthly payments and pay off your Credit Builder Loan within 12 months, or sooner
- Build your credit history and savings with each payment
- Once the loan is paid in full, the funds are yours
When you need to stand on more solid financial ground, take this first step. You'll continue to build your credit history and qualify for better rates in the future when planning for homeownership or a new vehicle.