Financial Partners Credit Union
Welcome PIH Employees!
Open an Account
By opening an account at Financial Partners, you become part of one of Southern California's largest credit unions, with financial services such as home loans, car loans, credit cards, insurance, and more!
To help you get started, here are some special offers for employees. Open a Financial Partners checking account and get:
- A $50 one-time deposit to your checking account (when you start monthly Direct Deposit of $500 or more)
- $300 off mortgage closing costs
- Great rates on auto loans
- 5,000 bonus reward points on a Platinum Rewards MasterCard
- Your Credit Score, for free!
Plus, you’ll have convenient access to your account:
- Online Banking with Bill Pay
- Mobile banking with Mobile Deposit
- Access to a network of over 5,500 Shared Branches
- More than 30,000 surcharge-free ATMs on the CO-OP Network, including locations in 7-Eleven and Costco stores. Many ATMs also accept deposits! (View all branch and ATM locations here.)
- ... and more!
$50 will be deposited after posting of $500 in direct deposits within 75 days of account opening. For select sponsor groups only. Limit one deposit of $50 per account. Account must remain open for at least 180 days. See branch representative for additional details.
$0 Closing Costs Promotion: FPCU will pay for certain non-recurring closing costs up to a maximum of $10,000. This does not include pre-paid interest, homeowner and other insurance premiums, owner’s title insurance or city/county transfer taxes. Reimbursement of closing costs paid by FPCU may be required if the loan is paid off within 36 months of origination. Other limitations apply. Call for details. This program is for owner-occupied, primary residential purchases and external, no cash-out refinances only. California properties only. Subject to approval. NMLS# 401427
APR=Annual Percentage Rate. 30-year fixed-rate loan payment example: 3.000% interest rate with 0.375 points, 3.031% APR, loan amount of $350,000 = payments for months 1-359 would be $1,475.61 with one final payment of $1,477.89. Example based on an owner-occupied, single-family residence purchase, in California. Additional terms at this rate based on a 60% Loan-to-Value ratio and 740 representative credit score. Loans subject to borrower and property qualifications. Refinance pricing is subject to an adjustment based on transaction characteristics. All refinance applications will have an additional .50 fee in conjunction with FPCU’s standard Refinance Pricing adjustments. Not all applicants will be approved. Rate quoted as of 09.17.2020, and are subject to change daily, at any time, and without notice. View today’s rates.
Payment sample: A $15,000 auto loan with a 48-month term, at 2.49% APR, results in 48 monthly payments of $328.64. Rate quoted includes a 0.25% discount for loan-to-value of <90% (excluding warranty & GAP), tier 1 borrowers only. Direct purchases only. New vehicles only (2 model years old maximum/36,000 miles maximum). Rates shown are for highly qualified borrowers ; rate received may be different based on credit history. Loans subject to borrower qualification; not all applicants will be approved. Fees and charges may apply. Rates as of 08.01.2020, and are subject to change without notice. Conditions, restrictions, and terms may apply.
0.00% APR valid on purchases and balance transfers. Promotional rates apply to first twelve (12) billing periods on new credit card accounts; balance transfers must be completed within 90 days of card account opening. After promotion, Regular APR of 12.24%-27.99% will apply. Offers apply to all credit card types and tiers (except Savings/Share Secured). Subject to credit approval. Rates are variable and may change. Balance transfer fee of 3% or $10 (whichever is greater) applies. Balance transfers not available for current Financial Partners credit card or loan balances. Rates as of 10/20/2022 and are subject to change without notice. Conditions, restrictions, and terms may apply.
To receive the 5,000 points, you must be the primary cardmember and make purchases with your Financial Partners Rewards MasterCard that total $1,000 or more within the first 3 months from account opening. Qualifying purchases can be made by the primary cardmember and any additional cardmembers on a single card account. Purchases that meet the spending requirement do NOT include fees or interest charges, balance transfers, cash advances, purchases of traveler's checks, purchases or reloading of prepaid cards, or purchases of any cash equivalents. To receive the 5,000 Points, your card account must be active, in good standing, and not in default at the time the points are credited to your card account. Limit one offer per card account.