Home Equity Loan & Line of Credit Rates

Choose from the program that's right for you


HOME EQUITY LINE OF CREDIT

Up to 75% Loan to Value, amounts up to $250,000


Program Intro APR Floor Rate Fee APR
HELOC (credit score >=670) 2.99% 4.500% $0.00 4.500%
HELOC (credit score <670) 2.99% 5.000% $0.00 5.000%

 

Loan to Value over 75%, amounts up to $250,000


Program Intro APR Floor Rate Fee APR
HELOC (High LTV) 2.99% 5.500% $0.00 5.500%


FIXED HOME EQUITY LOAN

Loan amounts up to $100,000


Program Rate Fee APR Monthly
Payments
Payment
Amount

15-year Fixed Home Equity Loan 5.750% $309.00 5.810% 180 $830.41
20-year Fixed Home Equity Loan 6.125% $309.00 6.150% 240 $723.66

 

Loan amounts from $100,001 to $250,000


Program Rate Fee APR Monthly
Payments
Payment
Amount

15-year Fixed Home Equity Loan 5.750% $708.00 5.840% 180 $2,076.03
20-year Fixed Home Equity Loan 6.125% $708.00 6.180% 240 $1,809.15
APR=Annual Percentage Rate. Home Equity Loans and Lines of Credit are secured by your home. Available only on owner-occupied, California primary residences. 2.99% APR Introductory Home Equity Line rate valid for the first 12 months; after which will change to normal rate (as low as 4.500% to a maximum APR of 18.00%). Loans subject to borrower and property qualifications; not all applicants may be approved. Rates and terms as of 5/23/2019 and are subject to change without notice. Conditions, restrictions and terms may apply.

Great Rates. Lower Fees. Better Banking.

Financial Partners is one of California’s largest credit unions, providing full service financial solutions for over 80 years! With branches from San Francisco to San Diego, as well as 24/7 access online and via the FPCU Mobile App, we are convenient and available wherever and whenever! Dedicated to providing Great Rates, Lower Fees and Better Value, a recent study found that our members save nearly $600 a year over other financial institutions!*

What are you waiting for? Make the Switch today and Wake Up to Better Banking!

Routing number: 322275157