Tap Your Home's Value
For home improvements, major purchases, and more

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Home Equity Loan

Take advantage of the value you've built in your home


When you need money and want a predictable monthly payment, a Home Equity Loan may be the answer. With a fixed rate and term, you get a lump sum to use for whatever you need: home improvement projects, college tuition, or other major purchases. A Home Equity Loan lets you use your home's value as a source of cash. And, your interest may be tax-deductible.*

Home Equity Loan features:

  • 15 or 20 year term
  • Loans up to $250,000
  • Borrow up to 75% of your home's equity
  • No prepayment penalties
  • Available for owner-occupied, California-based primary residences

If you're looking for a more flexible option, consider a Home Equity Line of Credit. Whichever you choose, it's time to tap your home's value. Call us at 800.950.7328 or complete the online application today!


Put your home to work with a Home Equity Loan    Apply Now

Have Questions? Call us at 800-950-7328 to speak with a loan specialist.

*APR = Annual Percentage Rate.

Based on owner-occupied, California primary residences or second home only.

Home Owner’s Insurance is required.

Home Equity Loan: Payment sample: $100,000 home equity loan with 15-year term at 5.810% APR, resulting in 180 monthly payments of $830.41. A Home Equity Loan is secured by your home. Loan subject to borrower and property qualifications, not all applicants may be approved. Fees may vary from $309 to $708 depending on term and loan amount. Rates as of 2/10/2021 and are subject to change without notice. Conditions, restrictions, and terms may apply.

Please consult your tax advisor regarding the tax deductibility of interest on a home equity loan or line of credit

In the event the borrower requests a separate appraisal, and we agree; the borrow will be responsible for any fees.