Rates as low as
4.052% APR
Lock in your rate for the life of the loan

Fixed-Rate Mortgages

Know exactly what your mortgage payment will be for the life of the loan


Lock in your rate and term. With a fixed-rate mortgage, you'll get a rate that will never change over the life of a loan, meaning your principal and interest payments never change. Enjoy peace of mind knowing that your payments will stay consistent, no matter what interest rates are doing. You can use our conforming fixed-rate mortgage to borrow up to $636,150 for primary residences, vacation homes, and investment properties with up to four units.

A fixed-rate mortgage is a good choice if you plan to stay in your home for at least five to seven years, expect steady income, and want the security of knowing your payment won’t change.

If you need a fixed-rate mortgage up to $4 million, check out our Jumbo Loans.

Our Mortgage Loan Consultants are here to help you make sense of your loan options! Give them a call at 877.404.3728 .

Need help finding and buying your home? Look into our free HomeAdvantage program.



Get started with a fixed-rate mortgage    Apply Now

APR=Annual Percentage Rate. 30-year fixed rate loan payment example: 3.500% interest rate with 0 points, 3.589% APR, loan amount of $417,000, payments for months 1 -359 would be $1,872.52 with one final payment of $1,870.20. Example based on owner-occupied, single family residence, no cash out refinance in California. Additional terms at this rate are based on a 60% Loan to Value ratio and 740 representative credit score. Loans subject to borrower and property qualifications, not all applicants may be approved. Rate and terms as of February 12, 2016; subject to change without notice.