Lock in your rate for the life of the loan

Fixed-Rate Mortgages

Know exactly what your mortgage payment will be for the life of the loan

Lock in your rate and term. With a fixed-rate mortgage, your rate stays the same for the life of a loan, so your principal and interest payments never change. Enjoy peace of mind knowing that your payments will stay consistent, no matter what interest rates are doing. Conforming fixed-rate mortgages can be used for primary residences, vacation homes, and investment properties with up to four units.

A fixed-rate mortgage is a good choice if you plan to stay in your home for at least five to seven years, expect steady income, and want the security of knowing your payment won’t change.

If you need a larger fixed-rate mortgage, up to $4 million, check out our Jumbo Loans.

Call 877.404.3728 to speak with a Mortgage Loan Consultant and they’ll guide you to the right loan option.

Get started with a fixed-rate mortgage    Apply Now

APR=Annual Percentage Rate. 30-year fixed rate loan payment example: 3.500% interest rate with 0 points, 3.589% APR, loan amount of $417,000, payments for months 1 -359 would be $1,872.52 with one final payment of $1,870.20. Example based on owner-occupied, single family residence, no cash out refinance in California. Additional terms at this rate are based on a 60% Loan to Value ratio and 740 representative credit score. Loans subject to borrower and property qualifications, not all applicants may be approved. Rate and terms as of February 12, 2016; subject to change without notice. View today’s rates.