Introducing First Step Savings

Helping your kids build good financial habits

Manage all of your family accounts in digital banking, automate weekly allowance transfers and create savings goals with our digital tools.


A savings account for youth 0 - 17 years of age

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Link Accounts

Connect your accounts to theirs and manage with Digital Banking and the FPCU mobile app

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Automate Saving

Setup automatic recurring transfers from your account to theirs - even allowance!

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Setup Goals

Help them set savings goals in Digital Banking 

Help your child or teen learn the importance of saving for the future

By opening a First Step Savings account, you help them with their first step in creating financial stewardship of the money they earn from allowance or receive as gifts by encouraging them to put some away from a rainy day. You may even help them out by setting up an automatic transfer in your checking account into their savings account to get them started.

  • Earns 2% APY* on the first $1,000 account balance
  • No monthly fees
  • $5 minimum to open
  • Free Digital and Mobile Banking (13+)
  • ATM Card for deposits and withdrawals (must be requested by parent or guardian)

Start them off on the right foot!    Apply Now

*APY = Annual Percentage Yield. 2% APY rate applies to account balance $1,000 and below. For balances above $1,000 the standard account rate applies. Click here for savings account rates.