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Open an Account
Choose the Account
That's Right for You
COMPARE CHECKING ACCOUNTS
Find the checking account that's right for you
Premier Checking
Access Checking
Student Checking
eZ Card
Great fit for you if
You want to earn interest and have other premium features
You would like a basic checking account, with no minimum balance
You're a student under age 25
You'd like an alternative to a traditional checking account
Monthly Fee
$11.99
$5.99
$1.99
$4.00
Fee waived with:
eStatements
plus
one of the following:
Monthly Direct Deposit of at least $1,000,
or
Monthly average checking account balance of $2,500 or more,
or
Combined savings and loan balances of $50,000 or more
eStatements
plus
one of the following:
Monthly deposits of at least $300 (excludes internal transfers),
or
Monthly average checking account balance of $1,500 or more,
or
Combined savings and loan balances of $25,000 or more
eStatements
Direct deposit of at least $100,
or
10 debit card transactions per month.
Earns Interest
0% APY on every dollar
No
No
No
Earns
Partnership Points
Yes, 1 pt for every $2
No
No
No
FPCU and CO-OP ATMs
30,000+ Surcharge Free
30,000+ Surcharge Free
30,000+ Surcharge Free
30,000+ Surcharge Free
Non-FPCU ATM Transactions
Unlimited
$3
$3
$2.50
Additional Features
Overdraft from Savings
Overdraft Privilege
Unlimited non-FPCU ATM transactions
Free FPCU-branded checks
Free international ATM transactions
Incoming Wire Fee waived
Overdraft from Savings
Overdraft Privilege
A low-cost, basic option for students
Transactions limited to the account balance, so NO Overdraft Fees, NO Non-Sufficient Funds (NSF) Fees
Keep only the balance you need on the card and reload when needed--perfect for students!
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Rates shown subject to change without notice.