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	Premier Checking	Access Checking	Student Checking	eZ Card
Great fit for you if	You want to earn interest and have other premium features	You would like a basic checking account, with no minimum balance	You're a student under age 25	You'd like an alternative to a traditional checking account
Monthly Fee	$11.99	$5.99	$1.99	$4.00
Fee waived with:	eStatements plus one of the following: Monthly Direct Deposit of at least $1,000, or Monthly average checking account balance of $2,500 or more, or Combined savings and loan balances of $50,000 or more	eStatements plus one of the following: Monthly deposits of at least $300 (excludes internal transfers), or Monthly average checking account balance of $1,500 or more, or Combined savings and loan balances of $25,000 or more	eStatements	Direct deposit of at least $100, or 10 debit card transactions per month.
Earns Interest	0% APY on every dollar	No	No	No
Earns Partnership Points	Yes, 1 pt for every $2	No	No	No
FPCU and CO-OP ATMs	30,000+ Surcharge Free	30,000+ Surcharge Free	30,000+ Surcharge Free	30,000+ Surcharge Free
Non-FPCU ATM Transactions	Unlimited	$3	$3	$2.50
Additional Features	Overdraft from Savings Overdraft Privilege Unlimited non-FPCU ATM transactions Free FPCU-branded checks Free international ATM transactions Incoming Wire Fee waived	Overdraft from Savings Overdraft Privilege	A low-cost, basic option for students	Transactions limited to the account balance, so NO Overdraft Fees, NO Non-Sufficient Funds (NSF) Fees Keep only the balance you need on the card and reload when needed--perfect for students!
	Open an Account	Open an Account	Open an Account	Open an Account

Rates shown subject to change without notice.