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Find the checking account that's right for you

  Premier Checking Access Checking Student Checking eZ Card
Great fit for you if You want to earn interest and have other premium features You would like a basic checking account, with no minimum balance You're a student under age 25 You'd like an alternative to a traditional checking account
Monthly Fee  $11.99 $5.99  $1.99  $4.00
Fee waived with: eStatements plus one of the following:
  • Monthly Direct Deposit of at least $1,000, or
  • Monthly average checking account balance of $2,500 or more, or
  • Combined savings and loan balances of $50,000 or more

eStatements plus one of the following:

  • Monthly deposits of at least $300 (excludes internal transfers), or
  • Monthly average checking account balance of $1,500 or more, or
  • Combined savings and loan balances of $25,000 or more
  • eStatements
  • Direct deposit of at least $100, or 
  • 10 debit card transactions per month. 
Earns Interest 0.05% APY on every dollar No No No
Earns Partnership Points Yes, 1 pt for every $2 No No No
Additional Features
  • Overdraft from Savings
  • Overdraft Privilege
  • Unlimited non-FPCU ATM transactions
  • Free FPCU-branded checks
  • Free international ATM transactions
  • Incoming Wire Fee waived
  • Overdraft from Savings
  • Overdraft Privilege
  • A low-cost, basic option for students
  • Transactions limited to the account balance, so you can never overdraw the account
  • Keep only the balance you need on the card and reload when needed--perfect for students!
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Rates shown subject to change without notice.