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Find the checking account that's right for you

	Premier Checking	Access Checking	Student Checking	eZ Card
Great fit for you if	You want to earn interest and have other premium features	You would like a basic checking account, with no minimum balance	You're a student under age 25	You'd like an alternative to a traditional checking account
Monthly Fee	$11.99	$5.99	$1.99	$4.00
Fee waived with:	eStatements plus one of the following: Monthly Direct Deposit of at least $1,000, or Monthly average checking account balance of $2,500 or more, or Combined savings and loan balances of $50,000 or more	eStatements plus one of the following: Monthly deposits of at least $300 (excludes internal transfers), or Monthly average checking account balance of $1,500 or more, or Combined savings and loan balances of $25,000 or more	eStatements	Direct deposit of at least $100, or 10 debit card transactions per month.
Earns Interest	0% APY on every dollar	No	No	No
Earns Partnership Points	Yes, 1 pt for every $2	No	No	No
FPCU and CO-OP ATMs	30,000+ Surcharge Free	30,000+ Surcharge Free	30,000+ Surcharge Free	30,000+ Surcharge Free
Non-FPCU ATM Transactions	Unlimited	$3	$3	$2.50
Additional Features	Overdraft from Savings Overdraft Privilege Unlimited non-FPCU ATM transactions Free FPCU-branded checks Free international ATM transactions Incoming Wire Fee waived	Overdraft from Savings Overdraft Privilege	A low-cost, basic option for students	Transactions limited to the account balance, so NO Overdraft Fees, NO Non-Sufficient Funds (NSF) Fees Keep only the balance you need on the card and reload when needed--perfect for students!
	Open an Account	Open an Account	Open an Account	Open an Account

Rates shown subject to change without notice.