home equity line of credit

Big plans require smart financing. Look to the equity in your home, and then apply for a Home Equity Line of Credit (HELOC). You'll get access to the funds you need now and in the future with a special 2.99% introductory APR to help you meet your goals. Best of all, your interest may be tax-deductible.*

A Home Equity Line of Credit offers:

• A flexible source of cash that's ideal for home remodeling, college tuition, and other major purchases
• Access money for 10 years and pay it back over a 25-year term
• Interest on a HELOC may offer tax advantages (please consult your tax advisor)
• Borrow up to 80% of your home's value
• Lower interest rate than most credit cards
• Easy access to your credit line by check or by transfers from eBanking or FPCU Mobile
• No pre-payment penalties
• Available for owner-occupied, California-based primary residences