HELOC Intro Rate as low as 3.99% APR* Fixed for 12 months

Funds for home remodeling, a major purchase, college tuition or more

home equity line of credit

Turn your home's value into a source of cash that's available when you need it


Big plans require smart financing. Look to the equity in your home, and then apply for a Home Equity Line of Credit (HELOC). You'll get access to the funds you need now and in the future with a special introductory rate as low as 3.99% APR* fixed for 12 months to help you meet your goals. Best of all, your interest may be tax-deductible++.

A Home Equity Line of Credit offers:

  • A flexible source of cash that's ideal for home remodeling, college tuition, and other major purchases
  • Access money for 10 years and pay it back over a 25-year term
  • Interest on a HELOC may offer tax advantages (please consult your tax advisor)
  • Lower interest rate than most credit cards
  • Easy access to your credit line by check or by transfers from eBanking or FPCU Mobile
  • Available for owner-occupied, California-based primary residences, vacation or second homes

Plus, when you get and draw on your home equity line of credit through us, you could earn up to 2,500** APEX Points.


Have Questions? Call us at 888.308.5113 to speak with a loan specialist.


*APR = Annual Percentage Rate.

**Earn one point for every (1) dollar advanced in the first 90 days after loan opening with a 2,500 point maximum per loan.

+HELOC: A Home Equity Line of Credit is secured by your home. Fixed Intro Rate as low as 3.99% APR valid for first 12 months; after which will change to the regular rate (currently as low as 6.25% to a maximum APR of 18.00%). “Regular” rate after intro rate is variable. Loan subject to borrower and property qualifications, not all applicants may be approved. Not all borrowers will qualify for these rates. 

++Please consult your tax advisor regarding the tax deductibility of interest on a home equity loan or line of credit

In the event the borrower requests a separate appraisal, and we agree; the borrower will be responsible for any fees.

Based on owner-occupied, California primary residences or second home only.

Home Owner’s Insurance is required.

Rates are subject to change without notice. Conditions, restrictions, fees, and terms may apply.

Financial Partners Credit Union membership required.

NMLS#401427