2.99% Intro Rate
on a HELOC
Funds for home remodeling, a major purchase, college tuition or more

Apply Now

home equity line of credit

Turn your home's value into a source of cash that's available when you need it


Big plans require smart financing. Look to the equity in your home, and then apply for a Home Equity Line of Credit (HELOC). You'll get access to the funds you need now and in the future with a special 2.99% introductory APR to help you meet your goals. Best of all, your interest may be tax-deductible.*

A Home Equity Line of Credit offers:

  • A flexible source of cash that's ideal for home remodeling, college tuition, and other major purchases
  • Access money for 10 years and pay it back over a 25-year term
  • Interest on a HELOC may offer tax advantages (please consult your tax advisor)
  • Borrow up to 80% of your home's value
  • Lower interest rate than most credit cards
  • Easy access to your credit line by check or by transfers from eBanking or FPCU Mobile
  • No pre-payment penalties
  • Available for owner-occupied, California-based primary residences

Make your home work for you. Apply for a HELOC today!    Apply Now

Have Questions? Call us at 800-950-7328 to speak with a loan specialist.

*APR = Annual Percentage Rate.

Based on owner-occupied, California primary residences or second home only.

Home Owner’s Insurance is required.

HELOC: A Home Equity Line of Credit is secured by your home. 2.99% APR Intro Rate valid for first 12 months; after which will change to the regular rate (currently as low as 4.250% to a maximum APR of 18.00%). “Regular” rate after intro rate is variable. Loan subject to borrower and property qualifications, not all applicants may be approved. Rates and terms as of 2/10/2021 and are subject to change without notice. Conditions, restrictions and terms may apply.

Please consult your tax advisor regarding the tax deductibility of interest on a home equity loan or line of credit

In the event the borrower requests a separate appraisal, and we agree; the borrower will be responsible for any fees.

NMLS#401427