home equity line of credit

Turn your home's value into a source of cash that's available when you need it

Low 2.99% APR introductory rate

Borrow up to 80% of your home's value

Easily access funds by check, online, or via mobile

Big plans require smart financing. Look to the equity in your home, and then apply for a Home Equity Line of Credit (HELOC). You'll get access to the funds you need now and in the future with a special 2.99% introductory APR to help you meet your goals. Best of all, your interest may be tax-deductible.*

A Home Equity Line of Credit offers:

A flexible source of cash that's ideal for home remodeling, college tuition, and other major purchases
Access money for 10 years and pay it back over a 25-year term
Interest on a HELOC may offer tax advantages (please consult your tax advisor)
Borrow up to 80% of your home's value
Lower interest rate than most credit cards
Easy access to your credit line by check or by transfers from eBanking or FPCU Mobile
No pre-payment penalties
Available for owner-occupied, California-based primary residences

Make your home work for you. Apply for a HELOC today! Apply Now

APR=Annual Percentage Rate.

HELOC: A Home Equity Line of Credit is secured by your home. Based on Home Equity Line for an owner-occupied, CA primary residences only. 2.99% APR Intro Rate valid for first 12 months; after which will change to the regular rate (as low as 4.500% to a maximum APR of 18.00%). Loan subject to borrower and property qualifications, not all applicants may be approved. Rates and terms as of 1/18/2019 and are subject to change without notice. Conditions, restrictions and terms may apply.

*Please consult your tax advisor regarding the tax deductibility of interest on a home equity loan or line of credit.

home equity line of credit

Great Rates. Lower Fees. Better Value.

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