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Home Equity Loans and lines of credit

Choose from a fixed loan or a flexible line of credit

Home values are going up, which means your home may be worth more. Put that extra value to work for you with a home equity loan or a home equity line of credit from Financial Partners. And remember, tapping your home equity may provide even more value because interest on a home equity line or loan is generally tax deductible!*

Find out more by choosing one of the options below:

 

HOME EQUITY LINE OF CREDIT

  • An open ended credit line that can be used anytime
  • Introductory rate as low as 2.99% APR*
  • Draw money for 10 years, take up to 25 years to repay
  • Borrow up to 80% of your home's value
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HOME EQUITY LOAN

  • Fixed term and payment
  • Rates as low as 5.810% APR
  • Loan proceeds taken in a lump sum
  • Borrow up to 75% of your home's value
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Have Questions? Call us at 800-950-7328 to speak with a loan specialist.

*APR = Annual Percentage Rate.

Based on owner-occupied, California primary residences or second home only.

Home Owner’s Insurance is required.

HELOC: A Home Equity Line of Credit is secured by your home. 2.99% APR Intro Rate valid for first 12 months; after which will change to the regular rate (currently as low as 4.250% to a maximum APR of 18.00%). “Regular” rate after intro rate is variable. Loan subject to borrower and property qualifications, not all applicants may be approved. Rates and terms as of 2/10/2021 and are subject to change without notice. Conditions, restrictions and terms may apply.

Home Equity Loan: Payment sample: $100,000 home equity loan with 15-year term at 5.810% APR, resulting in 180 monthly payments of $830.41. A Home Equity Loan is secured by your home. Loan subject to borrower and property qualifications, not all applicants may be approved. Fees may vary from $309 to $708 depending on term and loan amount. Rates as of 2/10/2021 and are subject to change without notice. Conditions, restrictions, and terms may apply.

Please consult your tax advisor regarding the tax-deductibility of interest on a home equity loan or line of credit

In the event the borrower requests a separate appraisal, and we agree; the borrower will be responsible for any fees.

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