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Home Equity Loans and lines of credit

Choose from a fixed loan or a flexible line of credit

Home values are going up, which means you may have built loanable equity. Put that extra equity to work for you with a home equity loan or a home equity line of credit from Financial Partners. And remember, tapping your home equity may provide even more value because interest on a home equity line or loan is generally tax deductible!*

 

HOME EQUITY LINE OF CREDIT

  • An open ended credit line that can be used anytime
  • Introductory fixed rate for first 12 months as low as 3.99% APR*
  • 25-year term, Access money for first 10 years
  • 80% Maximum Loan to Value 
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HOME EQUITY LOAN

  • Fixed term and payment
  • Rates as low as 7.864% APR
  • Loan proceeds taken in a lump sum
  • 80% Maximum Loan to Value
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Have Questions? Call us at 888.308.5113 to speak with a loan specialist.

*APR = Annual Percentage Rate.

HELOC: A Home Equity Line of Credit is secured by your home. Fixed Intro Rate as low as 3.99% APR valid for first 12 months; after which will change to the regular rate. “Regular” rate after intro rate is variable. Loan subject to borrower and property qualifications, not all applicants may be approved. 


Home Equity Loan: Payment sample: $100,000 home equity loan with 15-year term at 7.864% APR, resulting in 180 monthly payments of $941.28. A Home Equity Loan is secured by your home. Loan subject to borrower and property qualifications, not all applicants may be approved. Fees may vary from $695.00 to $708 depending on term and loan amount. 

Please consult your tax advisor regarding the tax-deductibility of interest on a home equity loan or line of credit

In the event the borrower requests a separate appraisal, and we agree; the borrower will be responsible for any fees.

Based on owner-occupied, California primary residences or second home only.

Home Owner’s Insurance is required.

Rates are subject to change without notice. Not all borrowers will qualify for these rates. Conditions, restrictions, fees, and terms may apply.

Financial Partners Credit Union membership required.

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