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*APR = Annual Percentage Rate.
Based on owner-occupied, California primary residences or second home only.
Home Owner’s Insurance is required.
HELOC: A Home Equity Line of Credit is secured by your home. Fixed Intro Rate as low as 2.99% APR valid for first 3 years; after which will change to the regular rate (currently as low as 4.250% to a maximum APR of 18.00%). “Regular” rate after intro rate is variable. Loan subject to borrower and property qualifications, not all applicants may be approved. Rates and terms as of 11/15/2021 and are subject to change without notice. Not all borrowers will qualify for these rates. Conditions, restrictions and terms may apply.
Home Equity Loan: Payment sample: $100,000 home equity loan with 15-year term at 5.810% APR, resulting in 180 monthly payments of $830.41. A Home Equity Loan is secured by your home. Loan subject to borrower and property qualifications, not all applicants may be approved. Fees may vary from $309 to $708 depending on term and loan amount. Rates as of 2/10/2021 and are subject to change without notice. Conditions, restrictions, and terms may apply.
Please consult your tax advisor regarding the tax-deductibility of interest on a home equity loan or line of credit
In the event the borrower requests a separate appraisal, and we agree; the borrower will be responsible for any fees.