Tap into Your Home's Value
 

Home Equity Loans and lines of credit

Choose from a fixed loan or a flexible line of credit

Home values are going up, which means your home may be worth more. Put that extra value to work for you with a home equity loan or a home equity line of credit from Financial Partners. And remember, tapping your home equity may provide even more value because interest on a home equity line or loan is generally tax deductible!*

Find out more by choosing one of the options below:

 

HOME EQUITY LINE OF CREDIT

  • An open ended credit line that can be used anytime
  • Low introductory 2.99% APR
  • Draw money for 10 years, take up to 25 years to repay
  • Borrow up to 80% of your home's value

HOME EQUITY LOAN

  • Fixed term and payment
  • Rates as low as 5.810% APR
  • Loan proceeds taken in a lump sum
  • Borrow up to 75% of your home's value
APR=Annual Percentage Rate.

HELOC: A Home Equity Line of Credit is secured by your home. Based on Home Equity Line for an owner-occupied, CA primary residences only. 2.99% APR Intro Rate valid for first 12 months; after which will change to the regular rate (as low as 4.500% to a maximum APR of 18.00%). “Regular” rate after intro rate is variable. Home Owner’s Insurance is required. Loan subject to borrower and property qualifications, not all applicants may be approved. Rates and terms as of 7/15/2019 and are subject to change without notice. Conditions, restrictions and terms may apply.

Home Equity Loan: Payment sample: $100,000 home equity loan with 15-year term at 5.810% APR, resulting in 180 monthly payments of $830.41. A Home Equity Loan is secured by your home. Loan subject to borrower and property qualifications, not all applicants may be approved. Fees and charges may apply. Rates as of 7/15/2019 and are subject to change without notice. Conditions, restrictions, and terms may apply.

Home Owner’s Insurance is required.

*Please consult your tax advisor regarding the tax deductibility of interest on a home equity loan or line of credit.

Great Rates. Lower Fees. Better Banking.

Financial Partners is one of California’s largest credit unions, providing full service financial solutions for over 80 years! With branches from San Francisco to San Diego, as well as 24/7 access online and via the FPCU Mobile App, we are convenient and available wherever and whenever! Dedicated to providing Great Rates, Lower Fees and Better Value, a recent study found that our members save nearly $600 a year over other financial institutions!*

What are you waiting for? Make the Switch today and Wake Up to Better Banking!

Routing number: 322275157