APR=Annual Percentage Rate.
HELOC: A Home Equity Line of Credit is secured by your home. Based on Home Equity Line for an owner-occupied, CA primary residences only. 2.99% APR Intro Rate valid for first 12 months; after which will change to the regular rate (as low as 4.500% to a maximum APR of 18.00%). “Regular” rate after intro rate is variable. Home Owner’s Insurance is required. Loan subject to borrower and property qualifications, not all applicants may be approved. Rates and terms as of 7/15/2019 and are subject to change without notice. Conditions, restrictions and terms may apply.
Home Equity Loan: Payment sample: $100,000 home equity loan with 15-year term at 5.810% APR, resulting in 180 monthly payments of $830.41. A Home Equity Loan is secured by your home. Loan subject to borrower and property qualifications, not all applicants may be approved. Fees and charges may apply. Rates as of 7/15/2019 and are subject to change without notice. Conditions, restrictions, and terms may apply.
Home Owner’s Insurance is required.
*Please consult your tax advisor regarding the tax deductibility of interest on a home equity loan or line of credit.