*Refer-a Friend $25 incentive will be deposited into the referrer’s FPCU account, and $25 will be deposited into the new member’s account/referee, once a checking account is opened and a minimum $300 in deposit is met within a 30 day period. Deposit minimum of $300.00 a month must post within 75 days of account opening. Refer-A-Friend incentive cannot be combined with any other offers or incentives. There is no limit to the number of new members an existing member may refer, but will only receive the $25 incentive once each new member meets the refer-a-friend incentive criteria stated above. FPCU employees and volunteers do not qualify for the Refer-A-Friend $25 incentive.