Checking That's
Right for You

checking accounts

PREMIER CHECKING

  • 30,000+ free ATMs worldwide
  • Unlimited non-FPCU ATMs transactions
  • Free with Direct Deposit over $1,000 or high-balance loans or deposits

ACCESS CHECKING

  • No minimum balance requirements
  • Free with monthly deposits of $300 or more
  • 30,000+ free ATMs worldwide
  • Overdraft from savings

STUDENT CHECKING

  • Free with eStatements
  • Designed for members 25 years old and under
  • 30,000+ free ATMs worldwide
  • Free mobile and online banking

EZ CARD

  • A "checkless" checking account
  • Nearly impossible to overdraw
  • Free with $100 deposit or 10 purchases a month
  • Make deposits with our mobile app, at ATMs, or in branches

Take advantage of one of these checking options today     Open an Account  

Cash and cash-like purchases including balance transfers, transfers from another FPCU loan, gift cards, prepaid and reloading of prepaid cards, casino chips, traveler’s checks, and money orders will not earn points.

For each dollar charged on an eligible purchase in each billing period on your Financial Partners Platinum Rewards MasterCard, you earn one Point. You earn: 2 additional points (for a total of 3 points) for gasoline at gas stations located in the U.S. (superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations); 1 additional point (for a total of 2 points) for purchases at supermarkets and drug stores (Superstores and warehouse clubs that sell groceries and pharmaceuticals are not considered supermarkets and gas stations); 1 additional point (for a total of 2 points) for purchases at utilities (cell phone, cable TV, electricity, and water); and 1 additional point (for a total of 2 points) for purchases at health clubs.

Merchants are assigned a merchant code that is determined by them or their processor in accordance with MasterCard rules. FPCU makes every effort to include all relevant codes in a bonus category. However, even though a merchant may sell an item that fits within that category if they do not have a merchant category code within that category you will not receive bonus points.

The 25% more value for points on airfare is relative to redeeming points for gift cards.

eZ Card not eligible for Partnership Rewards program.

0.00% APR valid on purchases and balance transfers. Promotional rates apply to first twelve (12) billing periods on new credit card accounts; balance transfers must be completed within 90 days of card account opening. After promotion, Regular APR of 9.24%-26.99% will apply. Offers apply to all credit card types and tiers (except Savings/Share Secured). Subject to credit approval. Rates are variable and may change. Balance transfer fee of 3% or $10 (whichever is greater) applies. Balance transfers not available for current Financial Partners credit card or loan balances. Rates as of 9/20/2020 and are subject to change without notice. Conditions, restrictions, and terms may apply.

To receive the 5,000 points, you must be the primary cardmember and make purchases with your Financial Partners Rewards MasterCard that total $1,000 or more within the first 3 months from account opening. Qualifying purchases can be made by the primary cardmember and any additional cardmembers on a single card account. Purchases that meet the spending requirement do NOT include fees or interest charges, balance transfers, cash advances, purchases of traveler's checks, purchases or reloading of prepaid cards, or purchases of any cash equivalents. To receive the 5,000 Points, your card account must be active, in good standing, and not in default at the time the points are credited to your card account. Limit one offer per card account.

Financial Partners Credit Card Terms & Conditions

Partnership Points Program Terms and Conditions