FINANCIAL PARTNERS CREDIT UNION 2019-$5,000 SWEEPSTAKES
NO PURCHASE, OBLIGATION OR TRANSACTION NECESSARY TO ENTER THE SWEEPSTAKES.
For full sweepstakes contest disclosures and rules, please visit FPCU.org/5000-Sweepstakes.
PROMOTION PERIOD: The “Financial Partners Credit Union 2019-$5,000 Sweepstakes” begins October 15, 2019, and ends December 31, 2019, at 12PM PST. Activities performed or entries received prior to or after the Promotion Period are not eligible for the Sweepstakes.
HOW TO ENTER: Eligible individuals will receive one (1) entry for opening a new Financial Partners Credit Union account, and then additional entries for each Debit Card transaction performed as a “credit” between 10/15/2019 – 12/31/2019. All entries must be received no later than 12PM PST on 12/31/2019 to be eligible.
ALTERNATE ENTRIES: Participants may also enter and submit additional entries by legibly hand-printing their name, address, phone number, email address, and the words "Financial Partners Credit Union 2019-$5,000 Sweepstakes" on a 3" x 5" card and mailing it (1 per envelope) to $5,000 Sweepstakes, Attention: Marketing Department, Financial Partners Credit Union, 7800 E. Imperial Hwy., Downey CA 90242. Mail-in entries must be received by 12/31/2019 by 12PM PST. If an entry form is drawn, but judges are unable to determine the winner because of illegible writing, that entry form will be disqualified. No copies, mechanical reproductions, or metered mail accepted. Proof of mailing does not constitute proof of delivery. Mechanically reproduced entries will not be accepted. Financial Partners Credit Union is not responsible for entries that are lost, misdirected, delayed, damaged, postage-due, destroyed, deleted, erased, stolen, or unreadable. Grand prize winner will be announced via Financial Partners Credit Union’s social media outlets (Facebook, Instagram, & Twitter) by January 31, 2020. Once submitted, entries become the sole property of the Credit Union and will not be acknowledged or returned.
ELIGIBILITY: To qualify for the Sweepstakes, entrants must be at least 18 years of age. Financial Partners Credit Union employees, officials, and members of their immediate families (parents, grandparents, children, & siblings) are not eligible to participate in the Sweepstakes.
AGREEMENT TO OFFICIAL RULES: Participation in the Sweepstakes constitutes entrant’s full and unconditional agreement to and acceptance of these Official Rules and the decisions of Financial Partners Credit Union, which are final and binding in all matters relating to this Sweepstakes. Sweepstakes subject to all applicable federal, state and local laws. Sweepstakes void where prohibited or restricted by law.
SELECTION OF WINNER: One (1) winner will be chosen by random selection by 01/15/2020, 12PM PST, from all eligible entries received through 12/31/2019, 12PM PST. Winner need not be present and will be notified by email and/or telephone within fifteen (15) business days of selection. Financial Partners will make its best reasonable effort to notify the winner, but reserves the right to select an alternate if a winner does not respond within 48 hours of initial contact.
PRIZE: One (1) winner will receive a grand prize of $5,000 to be awarded via a Cashier’s Check or by deposit into an FPCU savings or checking account of the winner’s choice. Determination of the winner will be made by three (3) Financial Partners Credit Union employees, whose decision is final. Please allow up to fifteen (15) business days for Prize to be received. The Credit Union will report all prize winnings to the appropriate state and federal agencies as required by applicable law. All taxes, fees, surcharges or liabilities relating to Prizes are the sole responsibility of the winner. Payment of any federal state or local taxes will be the obligation of the winner, and any costs not specifically identified herein are the responsibility of the Prize winner.
CONSUMER DISCLOSURE: The Credit Union estimates the odds of winning are approximately 1 in 200,000; however, actual odds of winning will depend upon the number of entries received, accounts opened, and debit card transactions performed.
The Credit Union reserves the right to add, delete or revise these Official Rules as necessary without notice. The Credit Union is not responsible for printing errors or omissions.
These rules supersede any published advertising.
By entering the Sweepstakes, participants agree to release and hold harmless Financial Partners Credit Union, its subsidiaries, affiliates, directors, officers, employees, and agents from any and all liability for any injuries, loss, or damage of any kind arising from or in connection with the Sweepstakes or receipt of the Prize. The Credit Union and each of its officers, directors, employees, members and representatives and agents are not responsible for any negligence, claims, liability, injury, property loss or other damages of entrants and/or winners arising from, or in connection with acceptance, receipt, possession or use/misuse of prizes awarded or participation in this Sweepstakes.
Financial Partners Credit Union is not responsible for any error or malfunction of any telephone, computer, network, or other system or equipment, or for any human error, which prevents an entry from being created, maintained, or received during the promotional period. The Credit Union is not responsible for any incorrect or inaccurate information, regardless of the cause or intent. Entries by ineligible persons, fraudulent entries, or entries created in error will be disqualified and an alternate entry selected. Financial Partners Credit Union reserves the right to void or reverse the awarding of any prizes obtained fraudulently or illegally and to seek appropriate remedies to recover any prizes. Financial Partners Credit Union reserves the right, in its sole discretion, to cancel or suspend all or any portion of this Sweepstakes without notice if factors beyond Financial Partners Credit Union’s control, including technical issues, disrupt or corrupt the fair or secure administration or operation of the Sweepstakes.
Prizes cannot be substituted, assigned, or transferred by winners. The Credit Union reserves the right to substitute a prize of equal or greater value should the featured prize become unavailable for any reason. The Credit Union reserves the right to disqualify entrants who fail to follow these Official Rules or who make any misrepresentations relative to the Sweepstakes and redemption of prizes.
PUBLICITY AUTHORIZATION: The winner agrees to permit Financial Partners Credit Union to utilize his/her name and likeness in promotional and other Credit Union materials, without additional compensation or permission, except where prohibited by law.
ARBITRATION: Except where prohibited by law, as a condition of participating in this Sweepstakes, entrant agrees that (1) any and all disputes and causes of action arising out of or connected with this Sweepstakes or any prizes awarded, shall be resolved individually, without resort to any form of class action, and exclusively, by final and binding arbitration under the rules of the American Arbitration Association (“AAA”) and shall be held at the AAA regional office nearest the participant; (2) the Federal Arbitration Act shall govern the interpretation, enforcement, and all proceedings at such arbitration; and (3) judgment upon such arbitration award may be entered in any court having jurisdiction. Under no circumstances will entrant be permitted to obtain awards for, and entrant hereby waives all rights to claim, punitive, incidental, or consequential damages, or any other damages, including attorney’s fees, other than entrant’s actual out-of-pocket expenses (i.e., costs associated with entering this Sweepstakes), and entrant further waives all rights to have damages multiplied or increased.
CHOICE OF LAW: All issues and questions concerning the construction, validity, interpretation, and enforceability of these Official Rules, or the rights and obligations of entrant and the Credit Union in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the substantive laws of the State of California, USA, without regard to choice of law rules.